Directors and Officers Liability (D & O liability)

In your function as managing director or member of board of directors you have to make decisions on
an everyday basis and as the supervisory committee you are involved in decisive processes.

For your business you take calculable risks - but unfortunately nobody is immune to mistakes. With a
D & O insurance that meets your individual needs, you will be able to protect your private assets - because they are at stake when things go wrong.

Increasing compensation payments by D & O insurers give depressing evidence of rising figures of amounts demanded by the top economic performers. We find daily reports in the business media with regard to this development.

Indemnity claims are often followed by consequences such as terminations or cancellations of employment contracts.

For a director or the board of directors, these costly proceedings take place before the district courts.

Executive managers are often charged twice:
With regard to the indemnity claims against you and the costs for the legal enforcement of your own
claims concerning your employment contract.

Criminal Liability

As managing director or member of the board of directors , you are under risk of coming under the
scrutiny of investigating authorities.
Public prosecutors are bound by law to pursue any reported information - even if it is anonymous.

Criminal liability is a personal liability and can lead to a complete loss of reputation as an executive
manager. The company image can suffer long-term damage due to a prosecutional enquiry.

Let us talk about your personal risk scenario and examine your contracted policies.